Can’t Afford Therapy? Here Are Some Tips to Help

Can't Afford Therapy? Here Are Some Tips to Help

Therapy can be a great way to improve your mental health, but it can be expensive if you don’t have insurance. If you’re struggling to afford therapy, don’t worry – there are some things you can do to help. In this blog post, we will discuss some tips that can help you improve your mental health without spending a lot of money. And also ways to make therapy pocket friendly.

What To Do When You Can’t Afford Therapy?

Can't Afford Therapy tips to help There are times in our lives when we all could benefit from talking to a therapist. But what do you do when you can’t afford therapy? There are two major options to choose from when you are in a situation where you are unable to afford therapy.

How To Make Therapy A Little Pocket-Friendly?

This is the foremost method to make therapy affordable. You can try options to make therapy pocket friendly. However, finding a therapist that fits your needs for an affordable price can be difficult. But also taking therapy is also important especially when you’re going through a tough phase in your life. So, if you want to make therapy affordable, here are some tips:

Look for a sliding scale therapist

This is one of the most popular options when it comes to making therapy affordable. When you search for a therapist that has a sliding scale fee, they will charge you based on your income. This is an excellent option for those who are unemployed or underemployed. You can also look into community mental health centers as they offer low-cost services on a sliding scale as well.

Research insurance coverage when you can’t afford therapy

It is a common misconception that insurance doesn’t cover therapy. However, this is not always the case. If you have a mental health diagnosis, your insurance may very well cover therapy services. Even if you don’t have a mental health diagnosis, some insurances will still cover therapy services. It’s definitely worth looking into your insurance coverage to see if therapy services are an option for you.

Speak with your therapist about a payment plan

Speak with your therapist about a payment planIf you have a therapist that you really like and want to continue seeing but can’t afford, speak with them about a payment plan. Many therapists are willing to work out a payment plan with their clients. This way, you can continue seeing the therapist that you like without breaking the bank. Also, if they can offer you a discount that might be helpful too. Even they can make shorter sessions which can be more affordable for you.

Reach out to a friend or family member

If you’re struggling and don’t have the money to see a therapist, reach out to a friend or family member. These people love you and want to help you in any way they can. Talking to someone who loves and cares about you can be very helpful when you’re going through a tough time. Do not hesitate to reach out to them for help.

Look for community mental health centers

Community mental health centers are a great resource for those who can’t afford therapy. They offer low-cost or free services to those in need. This is an excellent option for those who are struggling to make ends meet. In fact, many community mental health centers have sliding scale fees, which means they will charge you based on your income.

Use these tips to make therapy affordable for when you can’t afford it. Remember, you don’t have to go through tough times alone. There are people and resources available to help you. Seek out the help that you need and don’t be afraid to ask for assistance.

What To Do When You Can’t Afford Therapy Completely?

Can't Afford Therapy? what to doThis is also one of the most frequently asked questions when it comes to therapy. If you can’t afford therapy, and your pocket doesn’t allow you to even think about it, what do you do? How do you get the help that you need?

There are a few things that you can do in this situation. So look out for these things when you’re trying to make therapy affordable.

Use your Employee Assistance Program (EAP)

If you’re employed, chances are your employer offers an EAP program. An EAP provides free or low-cost counseling services to employees and their families. This is an excellent resource to use when you can’t afford therapy because it’s free or low-cost. It’s also confidential, which is important if you’re not ready to tell people that you’re going to therapy.

Look into free or local community resources

There are often free or low-cost therapy options available in your community. Check out your local mental health association, community health center, or family services agency. In fact, there are online resources that offer free and anonymous mental health services.

Self-care books, podcasts, and other techniques

Self-care is something you can do on your own to improve your mental health. It doesn’t have to be expensive either. There are plenty of free self-care resources available online, such as;

  • Reading materials – It includes articles, blog posts, books, etc. on various mental health topics. These written articles can be found online for free or at your local library.
  • Podcasts – There are many podcasts available on mental health topics such as anxiety, depression, and relationships. These are often free to listen to and offer helpful information in an easily accessible format.
  • Therapy apps – There are also a number of free mental health apps that offer self-care techniques and tools. For example, there’s the Mantra Care app, which can help you manage symptoms of depression, and offers guided meditation exercises.
  • Make lifestyle changes – It includes things like getting regular exercise, eating a balanced diet, and getting enough sleep. These lifestyle changes can help improve your mood and mental health.

Self-care is often an excellent first step in getting help for mental health concerns. It’s also something you can do on your own, without having to see a therapist. Because your pocket can’t afford therapy at the moment.

If you believe in God, try talking to your religious leader

If you have a strong belief in God, talking to your religious leader can be helpful. They can offer support and guidance, as well as provide resources for mental health help. For example, many churches offer free or low-cost counseling services. In Hinduism, there are also a number of mental health resources available. The scriptures can offer guidance and support, as well as provide helpful information on mental health topics.

Do some research

Do some research when you can't afford therapyIf you’re not sure where to start, doing some research can be helpful. There are many mental health resources available online and in libraries. You can also talk to your doctor or another healthcare provider for recommendations. Once you’ve found a few options, you can then decide which one is right for you. It is important to do your research at first then you can come across the perfect one for you and your pocket.


Conclusively, it is important to understand that you are not alone in your journey to seeking mental health assistance. Although at times it may feel like the weight of the world is on your shoulders. Remember that there are people and organizations out there who want to help make therapy more affordable for you. With a little bit of effort and research, you can find the resources you need to get the

While the self-care options are great to consider when you can’t afford therapy. But it’s important to remember that they’re not a substitute for professional help. If you’re struggling with mental health concerns, it’s best to see a therapist. There are other ways to get low-cost or free mental health care. For example, many therapists offer sliding scale fees based on income. Choose what’s best for you and your mental health needs.

I hope this article was informative and helpful. Thanks for reading!

A Word From Therapy Mantra

Your mental health — Your psychological, emotional, and social well-being — has an impact on every aspect of your life. Positive mental health essentially allows you to effectively deal with life’s everyday challenges.

At TherapyMantra, we have a team of therapists who provide affordable online therapy to assist you with issues such as depression, anxiety, stress, workplace Issues, addiction, relationship, OCD, LGBTQ, and PTSD. You can book a free therapy or download our free Android or iOS app.